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All agents are NOT alike! Find out why we are top real estate experts. Call us: 515.208.2721.

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"Liz helped us through the process"

"We first met Liz in the winter of 2004. What a find. We were moving from a small town to Des Moines after our children had left "the nest". Liz helped us through the process. In January 2007 we wanted to sell our home and despite the housing market slow down. We called Liz, her marketing fesults quickly attracted prospective buyers, and had our townhouse sold in 5 weeks. Using Liz made the selling and buying process easier, faster, and more effective."
Mark and Pam Wall

 

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Real Estate Tips
First Time Buyers >More Down Payment Help

One of the most common deterrents to first-time home buyers is the lack of a down payment. However, the home loan industry has practically re-created itself in the last ten years, making it easier than ever to obtain a mortgage, and new mortgage programs are always cropping up.

Some states sponsor loan programs that allow buyers to purchase a home without putting any money down. A parent or other relative can guarantee repayment of ten percent of the loan if the buyer defaults. The only cash needed is for the closing costs, which typically run about three percent of the loan. Parents can also give their children down payment help through a personal note or second trust deed. The terms can be set up for monthly payments or annual payments amortized over a period of time. You could pay the interest only, and have the payoff due when the property is sold.

With so many alternatives, doesn't it make sense to call your real estate agent for a free consultation? You may be closer to home ownership than you think.

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Real Estate Trivia
Q 
Over what famous building is aircraft forbidden to fly at any time?

A 
No aircraft is permitted to fly over the Taj Mahal in India.
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Liz Wilson & Associates, REALTOR®, real estate agents and broker for Ankeny, Des Moines and Altoona, Iowa home listings, property and land for sale - NUMBER1EXPERT(tm)

Liz Wilson & Associates
Direct Realty Co. Inc.

213 N. Ankeny Blvd. Suite 120
Ankeny, IA 50023
515-208-2721
Fax: 515-963-1282
lizwilson@NUMBER1EXPERT.com
liz@directrealtyco.com

Consistantly striving for excellence through our marketing systems to obtain the best value in the shortest period of time for our customers!

CRS Equal Housing GRI REALTOR


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